Home' Phillip Island and San Remo Advertiser : August 24, 2016 Contents THE ADVERTISER, WEDNESDAY, AUGUST 24, 2016 - PAGE 7
Terms and Conditions: The iPad is kindly supplied by Bendigo & Adelaide Bank Limited. The competition
will run from Monday 4 July 2016 to Monday 31 October 2016. Entries close at 5pm on Monday 31
October with no entries being accepted after this. One entry will be drawn from each of the three branches
on Tuesday 1 November. To be eligible a customer must purchase (not just obtain a quote) any insurance
policy during the competition dates. The winner will be notified by phone or in person if a regular customer.
The winner will receive an Apple iPad Mini 2 16GB - Silver 2015 model valued at $369. Apple is not
a participant in or sponsor of this promotion. Competition is not open to the employees of Bendigo
Bank Group or Community Bank®partners. Bendigo Bank’s decision is final and no correspondence
will be entered into. Bendigo and Adelaide Bank Limited, The Bendigo Centre, Bendigo, VIC 3550.
ABN 11 068 049 178. AFSL 237879.
Your privacy: Bendigo and Adelaide Bank Limited (“we”) is part of the Bendigo Bank Group (“the Group”).
We are collecting your personal information to enter you into the competition. To do that, we may also
need to disclose your personal information to organisations that carry out functions of the Groups behalf
(“service providers”) such as mailing houses. Collection of some of this information is required under
the Financial Transaction Reports Act 1958. We may also share your information with related companies
in the Group and our joint venture partners so that you can be told about financial products and services
offered or distributed by us or them. To do that, we may need to give your personal information to our
service providers. If you do not want to receive this information, please contact your local branch or call our
Customer Help Centre on 1300 361 911. (S55560) (07/16)
Win an iPad
Simply take out any insurance policy at any of the three
participating Community Bank®branches to enter.
San Remo District
103A Marine Parade,
San Remo VIC 3925
Phone: 03 5678 5833
Shop 1, 209-213 Settlement Rd,
Cowes VIC 3922
Phone: 03 5952 3383
2/1503 Bass Hwy,
Grantville VIC 3984
Phone: 03 5678 8773
Greg Price CEA (REIV)
Alex Scott & Staff - phone 5952 2633
113A Thompson Avenue, Cowes, 3922
TALKING REAL ESTATE
Welcome to my regular Real Estate column. This week I was asked about a
Vendor's Statement or Section 32.“We are thinking of placing our property
on the market in the near future. Would you explain what the Section 32
THE VENDOR (SELLER) STATEMENT
The Vendor (Seller) Statement also known as a Section 32 was introduced
in 1983. The law precludes a Purchaser and Vendor (Seller) from
entering into a legally binding contract for the transfer of real estate until
the Vendor (Seller) provides certain written information about the
property by completing a Vendors Statement.This statement must be
signed by the Vendors (Sellers) or their representative and supplied to the
Purchaser for their signature before the contract/contract note is signed.
The Statement should be prepared promptly, professionally and
accurately to avoid delaying the sale.In most cases only one document, a
copy of the Certificate of Title (or proof of the Vendors right to sell), must
be attached to the Statement. Other information contained on the
Statement may included any restrictions on the property such as
easements and covenants, rates and other outgoings, zoning information
and any notices, orders or approved proposals affecting the land. If the
Vendors Statement is proven to contain false or
misleading information, the purchaser may rescind
the contract at any time before accepting the title or
becoming entitled to possession.
is now open
6 Forrest Avenue, Newhaven, Victoria 3925
T&C’s apply see http://hearinglife.com.au/terms-and-conditions/ for details
To celebrate we are offering a
$50 Coles Myer gift card when you
book and attend your appointment at
our clinic before the end of October.
Simply call (03) 5956 7036 to book
HearingLife Newhaven ad.indd 1
22/08/2016 3:14 PM
Kay Van, Jenny Denehy and Sue McLeish of Hearing Life (formerly the Bridge Hearing
Centre) want everyone to know the centre has a fresh new name, but the same friendly team.
Fresh new name
for hearing centre
THERE is no time like Hearing Awareness
Week to keep your hearing health front of mind.
Having looked after the hearing health of the
Newhaven community for the past eight years
The Bridge Hearing Centre would like to share
some big news – It now has a fresh new name
but the same friendly team.
The Bridge Hearing Centre has joined the
Hearing Life family.
Jenny Denehy, Kay Van and Sue McLeish
have been working hard to ensure a smooth
“We will continue to provide a personal, car-
ing, client focused service, and being part of the
Hearing Life comes with the benefits of having
an even wider range of resources and support,”
As with any big changes in life, hearing is an
important tool to be able to achieve what we
set out to do.
Spoken words are incredibly powerful.
They can bring about business deals, for-
malise a marriage, encourage a single person
or inspire an audience of thousands.
Spoken words can make us cry and they can
make us laugh till we cry.
Our lives are a series of moments that make
up our personal histories.
Over time the mundane activities fade and we
remember the important parts: the conversa-
tions that made us fall in love with our part-
ners, the congratulatory offer of the desired job
we were after, our children’s first words and the
many conversations we’ve had with them since;
the phone call we received telling us we had our
These memories are precious and we
wouldn’t trade them for anything.
Optimal hearing plays such a large part in the
creation of these moments, why risk missing
If you or someone close to you show signs of
not hearing the things that are important, call
5956 7036 for a free hearing check-up.
There are so many more wonderful moments
yet to be had, don’t put the mute button on life.
Free hearing checks in
Cowes and Wonthaggi
WITH one in six Australians currently experi-
encing hearing difficulty, and the ratio expected
to increase to one in four, National Hearing
Care is encouraging everyone in the Bass Coast
Shire to take action and undergo a free hear-
ing check in the lead up to Hearing Awareness
Week from August 21 to 28.
“The age old theory of use it or lose it applies
to hearing as well,” National Hearing Care Man-
aging Director, Michael Smith, said.
“An increasing number of studies show that
individuals with hearing loss who identify and
treat the issue early are more likely to adapt
quickly to the increased sound they will hear
with a hearing aid.
“The longer hearing loss is left untreated the
harder it can be to retrain the brain to recog-
nise sounds that become available with a hear-
“People with untreated hearing loss can be
faced with serious consequences, ranging from
disadvantages at work, relationship problems
and social isolation,” Mr Smith said.
Reduced hearing has also been linked to
stress, depression, withdrawal from social sit-
uations and even dementia.
“Despite the fact that hearing loss is a serious
health issue, most Australians wait an average
of seven years to act on their hearing loss, but a
hearing check takes only 15 minutes and could
make a significant difference.”
Hearing checks are available free of charge
at National Hearing Care clinics in Cowes and
Anyone over 50 years of age or concerned about
their hearing is encouraged to get their hearing
checked during Hearing Awareness Week.
National Hearing Care is Australia’s leading
independent provider of hearing healthcare
services and products, providing free hearing
checks at over 200 clinics located throughout
metropolitan and regional Australia.
Visit www.nhc.com.au to find your nearest
National Hearing Care clinic.
TWO more scams have swooped on Phillip
Island, and a reader has alerted the community
this week to be aware of both of them.
The scam involves an email arriving in the
inbox telling the recipient that a courier tried
to deliver a parcel to their address, but that no-
one was home.
The recipient is directed to print off an at-
tached delivery note, and present it at the post
office, where the parcel is waiting to be picked
Do not open the attachment.
It is a scam that will introduce a virus into
In the second scam, an email purports to be
from AGL electricity, suggesting that you go pa-
perless and pay your electrical bill via email.
The reader was then presented with a bill for
$386, and asked to pay it electronically.
“It looked quite professional suggesting you
set up and direct debit from an e billing ac-
count, and manage this yourself.”
Be warned, it’s a scam.
Do not provide your bank account details.
More scams do the rounds
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